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Financing of employees’ obligations
Its goal is to provide the indebted entities with an unlimited level of financing of employees' obligations.
This makes it possible to discharge obligations to employees efficiently. It is possible to do so on the basis of the included agreement for repayment of the obligations through Electus S.A., which enters into the rights of Creditor as regards the height of the amount paid off (acc. to Art. 518 of the Civil Code)
Terms of co-operation:
- Repayment period of up to 12 months,
- Opportunity for reducing current interests to 0%,
- Opportunity for reducing overdue interests to 100%,
- Opportunity for discharging obligations through compensation with receivables to other Health-Service Institutions.
Advantages
- Efficient discharge of obligations to employees,
- Securing free access to the capital, and thereby regaining full financial equilibrium,
- Arresting further growth of liabilities,
- Protection against liability for the costs of legal proceedings and collector's/bailiff’s executions,
- Positive impact on the entity’s credibility as an employer and the improvement in personnel's morale within the Institution,
- Making plans of current expenses.
Step by step
- Declaration of receivables to redemption
- Submitting the offer to Hospital with possible solutions
- The choice of an adequate variant of the solution and signing of an agreement with employees by Hospital
- Signing the agreement between Hospital and Electus S.A.
- Creditor repayment acc. to Art. 518 of the Civil Code.